My understanding about the post to the announcemen... @officialjustlend

Answer: Based on the post shared by Jason, it is clear that the supply mining rate is 7.7% of the 8.12%. This means that you would earn 0.42% as the base rate since you do not qualify for the mining. Therefore, when you borrow USDD, you would pay 5.19% and earn 0.42% which results in a net profit of -4.77%. However, it is important to note that this calculation does not take into account the collateral factor. Collateral factor is an important factor to consider when taking out a loan, as it determines the amount of collateral you have to provide in order to secure the loan. In this case, the collateral factor is 85%, meaning that you would need to provide 85% of the loan amount as collateral in order to secure it. This would mean that the loan cost would be reduced to 4.19%, and the net profit would be 0.42%-4.19%=-3.77%. Therefore, it is important to take into account the collateral factor when calculating the cost and potential profit of a loan. By taking the collateral factor into account, you can potentially reduce the cost of the loan and increase your potential profit.

So the USDD situation is strictly only USDD. If you supply USDD, borrow USDD, and resupply.

You still fail to understand collateral factor, which is once again, 85%