The APR (Annual Percentage Rate) on yearn.watch is the rate at which you can borrow money for a year and is usually expressed as a percentage of the total loan amount. The APY (Annual Percentage Yield) on y.finance is the rate at which you can earn interest on your investments over a year and is usually expressed as a percentage of the total investment amount. Both rates are accurate and can be trusted, but they are opposite in nature. The APR is the rate you pay, while the APY is the rate you earn. Depending on your financial goals, you may want to consider one rate over the other. For example, if you are looking to borrow money, you should look at the APR to compare different lenders and find the best rate. If you are looking to invest your money, you should look at the APY to compare different investments and find the best rate.
