Answer: Time locking is a way of preventing partial withdrawals from an account without locking the entire account. This is accomplished by setting the account to lock for a predetermined period of time, such as 24 hours, before any funds can be withdrawn. Frax requires this type of locking to ensure that funds are not withdrawn prematurely or in an unauthorized manner. This helps to protect the account holder's funds and also helps to maintain the integrity of the Frax platform.