Answer2:I appreciate your advice to not sell myself short and I agree that 30k is a nice chunk of money to invest. I plan to invest more once the market becomes more stable and the risks associated with investing become more manageable. I understand the importance of diversifying my investments and making sure I am not putting all my eggs in one basket. I also plan to do more research and take the time to understand the different investment options available to me. With this approach, I am confident that I can make a wise decision and maximize my return on investment.