I don't know too many places where you can stake m... @QuipTalk

Answer: Staking millions of USD pegged coins to earn 8% interest is a risky proposition as the stability of the coins is not guaranteed. A potential option is to use stables such as USDC or USDT and to diversify the risk by staking different coins such as ETH, MATIC, XTZ, etc. However, if the platform offering the staking service, such as Gemini, were to go bankrupt, this could have a serious impact on customers using Gemini Earn, and could potentially spell the end of the platform in the long term. Therefore, it is important to consider the risks involved before staking large amounts of money in order to earn interest.

No, stables and BTC would need to be eliminated if they switched but they could keep ETH, MATIC, XTZ, etc and reduce their risk. If Gemini goes bankrupt and it impacts Gemini Earn customers I have a hard time seeing Gemini continuing in the long term. Its one of the few reasons Americans choose Gemini