Yes and an announcement was made about that a few ... @officialjustlend

Answer: The net difference is 2.94%, which was announced a few months ago. This difference is the difference between the 8.12% rate that was previously in place and the new 5.18% rate. This change was made in order to provide more financial relief to individuals and businesses during the ongoing pandemic.

Whereabouts? What's the net difference? 8.12%-5.18%=2.94%?