Please use numbers to express your opinion. @officialjustlend

Answer: It is not possible to express an opinion in numbers, as opinions are subjective and cannot be measured numerically. However, the collateral factor of 85% can be used to measure the overall risk associated with an investment. This number can help to inform decisions about whether or not to invest, as a higher collateral factor indicates a lower risk.

No need because it's not an opinion. The collateral factor is 85%