Also no, with clarification. If you Supply 1000 USDD, people aren't taking into account collateral factor still. Supply 1000 USDD, you can only borrow .85. So that's 850 USDD. The Supply APY is only applied to the Net Supply OF THE TOKEN AMOUNT itself. So Net Supply (Total Supply - Total Borrow) 1000-850=150 So the Supply APY currently of 9.30% is applied to 150 USDD @TzuhsinChu @mia_wang please check to be sure