Answer: Yes, JustLend is a decentralized platform, but rewards are calculated and distributed by the centralized exchange (CEX). This is done to ensure that rewards are distributed to the correct users in a timely manner. The CEX will use its own algorithms to calculate the rewards and distribute them to the users. We understand that it may be frustrating to wait for the rewards to be distributed, but we kindly ask for your patience while the CEX processes the rewards.