Answer: It's definitely crazy that you were able to avoid touching USDJ yesterday evening. It seems like it was a stroke of luck that you made the decision not to do so. It's understandable that you may have been tempted to swap your debt into USDJ, but it's fortunate that you chose not to do so. USDJ can be a risky investment and the markets can be unpredictable, so it's great that you chose to play it safe and not take the risk.