Agree, since justlend is using 75% for trx collate... @officialjustlend

An extended answer to this question would be that while increasing the collateral factor to 130% may help to attract more users to mint USDJ and bring down the price, it is important to consider the potential risks associated with this change. Increasing the collateral factor could lead to a decrease in liquidity and an increase in the cost of borrowing, as well as an increase in the risk of liquidation. Additionally, if the price of USDJ drops too low, it could lead to a decrease in demand for USDJ and further destabilize the peg. Therefore, it is important to consider the potential implications of increasing the collateral factor before making any changes. Additionally, another potential solution could be to transfer USDJ debts from JustLend to a CDP, as this could help to reduce the risk of liquidation and also provide more liquidity for USDJ holders.

Or at least we could transfer our USDJ debts from justlent to CDP and forget about it untill the peg regains