Ok so it’s just the jwin that cannot touch otherwi... @officialjustlend

Yes, that is correct. The jwin cannot be touched otherwise you will not receive the interest you are expecting. This is because the jwin is a type of investment, and when you invest in something, you are essentially giving up access to the money until a certain period of time has passed. By not touching the jwin, you are allowing the investment to grow and mature, so you can receive the maximum amount of interest when it's time to collect.

Exactly